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Meet Anil from CapSavvy: Empowering Start-ups in real sense.



India is considered a global leader and the next international hub for start-ups and MSMEs, based on the exponential rise in the related figures. Start-ups are undoubtedly one of the most trending word these days, with roughly one out of ten unicorns having been born in India.

Be it the youth or an experienced professional; everyone dreams to make it big in the world of start-ups.

However, there is one thing that we all have forgotten while running this race: the availability of the right ecosystem, mentorship, and guidance. Do we have a suitable support system in India that can guide these pools of entrepreneurs? After all, everyone is looking for funding for their start-ups and businesses, but are they sailing on the right boat?


Meet Anil: Founder and MD, CapSavvy

What these start-ups need is an expert who can handhold them towards success. Anil Goyal is a man who has been raising funds and has been instrumental in building the start-ups & SMEs for past 22 years of his professional journey. He is a rank-holding Chartered Accountant, and has a natural flair for business functioning, in financial terms. Owing to this, he has been able to nurture himself throughout his career, developing his skills in communications and leadership.

CapSavvy: An Overview

CapSavvy began its remarkable journey in 2019, as it ventured into business strategic advisory, private equity and debt syndication. Since then, it has been working with various start-ups and SMEs on their journey of growth, through a professional board and a great team. The board consists of Mr. Debashish Mallick (former MD, Exim Bank), renowned CAs, IITians and Engineers, who have been delivering quality services with a focused vision and strategy, to help bring the right funding for their clients.


Though the firm is young, Anil and his team have a phenomenal level of experience. CapSavvy also guides start-ups and SMEs as a mentor and philosopher, to help them make the right decisions for their business. Having such an advisor on board, who can give them a bird’s eye view of the business, is of utmost importance. This is what CapSavvy helps them with. In addition to this, CapSavvy also caters to the needs of firms who have crossed a certain threshold in terms of growth and profits. It helps them with a long-term vision, as well as a value proposition based on their products and services for further expansion.

The culture of any firm is a direct reflection of the nature and ethics of its founders. Anil is a visionary, who has helped several organisations in raising significant capital and earn credibility under his diligent leadership.

Anil’s Professional Journey



During his 25 years of professional journey, Anil has worked constructively with multiple eminent organisations like ILFS, IDBI, Mexus Education and Meril Life Sciences. The latter has recently become a unicorn, by acquiring a whopping $210 million as funding from Warburg Pincus. While working at IDBI as an appraising officer, he had been able to successfully process a loan of approximately ₹7000 crore, to high profile corporates.

Navi Mumbai SEZ Project

Anil has also been associated with the Navi Mumbai SEZ project (coming up near Panvel) from the private sector, with CIDCO (Government of Maharashtra) as partner from the public sector. He was on the Core Team for funding requirements, where he successfully raised the required funding amount through equity and debt, within the defined timeline. To achieve this feat, he worked closely with more than 25 banks for debt funds. This project is currently being overlooked by Reliance Group.



After the initial financial closure of Navi Mumbai SEZ Project, Anil smoothly exited this project, in favour of a National Level position at ILFS, introducing a new division called the SEZ Business Group.

Here, he worked with many state governments, as well as the central government. The primary role of this division was to identify and advise governments on eligible Business Parks for SEZ usage. His department’s role was to identify suitable land parcel, provide project development services for value addition, and later bid out these projects to the private sector. He was able to work on several projects, total cost value of ₹10,000 crore with state governments.

Whilst on this project, he also provided services to a few private sector companies. Among these was Ajanta Pharma, who was awarded on SEZ project through the bidding process, with a project outlay of ₹4000 crore.

Having worked for many years with multiple high-profile corporate teams, Anil has created a wide network, including top-level officials in both the public, as well as the private sector. He has met and worked together with Chief Ministers, IAS officials and other VIPs, who were the decision makers. “When we formed the SEZ division in 2005, I was the first person in it, and we had a very small team of only 2 people,” recalls Anil. “But by the time I left ILFS in 2008, the department had a team of 50 people. SEZ division was one of the top performers in ILFS, in terms of business and revenue.”


Bilakhia Group

ILFS also had a private sector client, Bilakhia Group (promoters of MicroInks, a chemical manufacturing company). MicroInks makes and distributes printing products and had a 70% market share. With ILFS, Anil advised a massive city development project of ₹1000 crore, which was an affiliate project of the Bilakhia Group near Raigad.

They had acquired land, and his team’s work involved getting approval for the project and advising them on the value addition to the land. In 2008, they had obtained complete approval and were due to start construction activities, when Anil was asked to join the project and head the company.

Anil then left ILFS, and worked with the Bilakhia Group for nearly 12 years. Simultaneously, the company started two projects in the education and medical fields; he was associated with both. He served as the Managing Director in the education company, Mexus Education Private Limited. They built a business with a contract value of over ₹250 crore, employed nearly 1500 people in offices at over 28 locations. After over a decade spent here, Anil gained a substantial amount of skill and expertise, having collaborated with a number of affiliates. This eventually led him to start his own company, CapSavvy, in 2019, to strengthen SMEs


CapSavvy: A Comprehensive Summary

CapSavvy focuses mainly on SMEs that have saturated their growth, and lack the vision to expand. They help these enterprises become automated, and work as a corporate. They assist them with raising the right amount of capital, from the right sources; and also support them in obtaining the required approvals, compliance and government benefits. The SMEs are aided with several processes including team building, policy making, as well as value addition to make them investment-ready. Moreover, CapSavvy also provides similar strategic and handholding services to start-ups that have implemented their business ideas, but lack ready-to-go market information.

CapSavvy faced its fair share of trouble during the initial days of formation, before it was able to take off. The company was formed in late 2019, where soon after Covid-19 took the world by a storm, tremendously impacting business activities due to the imposed lockdowns. Undeterred, however, Anil was able to overcome this hurdle with some difficulty, as a result of his hard work and goodwill in the market and through active support from his son Ayush and his wife Aruna. Ayush helped in leveraging the vast cosmos of social media, and CapSavvy was able to receive a few business inquiries. CapSavvy struck its first deal in July 2020, and it hasn’t looked back since.

The company has set up a criteria for start-up collaboration, which allows them to cater specifically to the needs of their clients to help them grow to their full potential. CapSavvy receives a lot of inquiries from start-ups that think their business ideas are viable, and are looking to raise funds for the same. The CapSavvy team looks into these proposals, and performs a thorough assessment of the enterprise. This enables them to determine whether they have reached the stage in business where they can find potential success in fundraising. If the start-up is yet to reach that stage and offers a product or service that could prospectively succeed, CapSavvy assists them first to reach that level, and then guide them towards fundraising.


CapSavvy is currently serving 45 clients, and has been facilitating investment proposals worth ₹1200 crore for them.

A mentor empowers a person to see a possible future, and believe that it can be obtained. He is not one who instructs, but one who walks with you.

Anil is an inspiration for entrepreneurs everywhere, as he utilizes his knowledge and experience to help them achieve greater heights. His willingness to share his diverse skills and understanding with those who want to create an impact in the start-up ecosystem is truly extraordinary. He envisions turning India into a start-up hub, and providing the best support systems for them to succeed; and is working tirelessly to achieve his dream.

To connect with him:


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Fluentoo transforms language-learning platforms to pursue effortless and easy ways of learning



Entrepreneurs are crucial to market economies because they drive the nation’s economic expansion. They encourage new employment by developing new facilities and services, which eventually accelerates economic growth. In order to support and stimulate entrepreneurship, which is crucial for economic progress– Roshan Manohar Muramalla, one such young entrepreneur from the little city of Kakinada, is redefining the language learning sector with his original approach to education. By introducing Fluentoo, an innovation to every part of the enterprise, and enhancing output by leveraging the current resources in the most effective methods, he has been supervising the development of the education sector for those students who are applying abroad.


By providing reinvigorated and improved services, and technology, entrepreneurs create new markets. As a result, they contribute to increasing income and creating new wealth. So that more benefits can be provided to the people by the government. He founded Fluentoo, a language learning platform that trains students using a skill-based approach, as a result of his experience as a student, which led him to find language learning to be a challenging and unpleasant process. Roshan found that this is because languages are frequently viewed as academics rather than skills. He started Fluentoo with the goal of revving up language learning for all those who need more practical solutions than just merits.


“Entrepreneurship has the ability to improve people’s lives by creating new technology or adding innovation to already-existing benefits and services,” Roshan Manohar Muramalla shared what entrepreneurship means to him. Entrepreneurs help lessen reliance on outdated practices, processes, and technologies and alter or break social norms and cultures. In essence, entrepreneurs are the bearers of new technology and methodical learning, which ultimately result in societal modifications. These adjustments are linked to a better way of living, creative thinking, stronger morale, and better economic decision-making. Thus, businesses have a progressive impact on regional, planetary, and global changes.


Language learning is a way to gain discernment regarding various cultures and it will open the doors for you to the world and lets you be the strong personality wherever you are.” When discussing the value of language study in this globalization renaissance, Roshan added, “No one is limited to one place anymore. In this globalized world, one can access the world easily but language will give you access to perfect it. The world will readily receive your skills when expressed in the right way and the right language.” “Language is not an academic skill, it is a life skill,” Roshan Manohar Muramalla further added.


Fluentoo’s skill-based approach to language learning, in contrast to traditional language schools that emphasise courses, helps students build the practical abilities they need to succeed in any field and at any stage of life. Fluentoo enables students to reach their best potential by using cutting-edge technology and creative teaching strategies. Fluentoo uses easy guide steps to make learning effortless and effective via providing suitable study material, doing a performance review, mentor support, trained certified teachers, hosting consulting sessions, and connecting with peer groups. Not only this, the platform has courses for all age groups – Kids, adolescents, and adults.


Entrepreneurs are unique technocrats because they are constantly seeking fresh concepts and refining old ones. However, both Roshan and his influence going beyond individual business endeavors are remarkable. Under his skillful direction, Fluentoo has swiftly emerged as one of the most popular and cutting-edge language-learning platforms available. With a focus on student pleasure and achievement, Fluentoo is working toward its goal of becoming the best language-learning platform in the world. Fluentoo is the right platform for anyone trying to unleash the power of language, whether they are professionals looking to grow their worldwide network or students aspiring to be a confident language speaker. Join Fluentoo in its effort to transform the way people learn languages.


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The AAM AADMI Budget:



The government sweetened the new income tax regime by making income of up to ₹3 lac exempt from income tax. With a rebate, people earning up to ₹7 lac need not pay any income tax. The FM also simplified the tax structure and called it the “default income tax regime”.


The First Budget of Amrit Kaal, Budget 2023 focuses on investment in Infrastructure & Urban Reforms for near-term job growth and long-term competitiveness of the Indian Economy


It was announced that the PM Awas Yojana would be expanded by 66 per cent to over 79,000 crores.

Providing housing to all continues to be a top priority for the government and projects sanctioned under the PMAY program must be completed.

– Deduction from capital gains on Limiting the rollover benefit claimed under-investment in residential house under section 54 and section 54F.

sections 54 and 54F to 10 crores.

– Sustainable Cities: States and cities will be prompted to undertake city planning reforms and movements to radically change our cities into ‘sustainable cities of tomorrow’. This skill environment-friendly use of land resources, enough assets for city infrastructure, and transit-oriented development, more advantageous city land availability and affordability, and possibilities for all.

– Municipal Bonds: Through property tax governance reforms and ring-fencing user charges on urban infrastructure, cities will be incentivized to improve their

creditworthiness for municipal bonds

-Urban Infrastructure Development Fund will be set up thru precedence region lending shortfall. This will be managed through the National Housing Bank and used by public businesses to create city infrastructure in Tier two and three cities. 10,000 Cr Per year.

-The Green Growth movement is ushering in a new era of green buildings and development through many initiatives for Green Growth

– From April 1, 2023, the Credit Guarantee scheme will be in effect. A total of 2 lakh crores of collateral-free guaranteed credit will be available as a result. This will result in a reduction of about 1% in the cost of the credit.


Somya Chopra – CEO of Alpha Infratech said ” This is a perfect balance between Uplifting the middle-class living standards, national development and fiscal consolidation. Targeting the hype of the recession, capital spending will increase between 2022- 23 revised and 2023-24 budget estimates.


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Eight Audio International Pvt. Ltd. – Delivering The Finest Hi-End Speakers and Amplifiers



Music, being a universal language, is understood by all. In this regard, choosing the right audio equipment plays an important role in making the whole musical experience better for the listener. As a result, finding the ideal set of speakers that can deliver the required sound quality while also allowing one to enjoy the finer details is essential.

Eight Audio International Pvt. Ltd. is a company based in Hyderabad, Telangana, that has introduced the Indian mass market to the finest high-end speakers for Stereo and home theatres with a contemporary product range marrying the technological nuances and the design skills of SB Acoustics (Denmark). It deals in electronics and speaker manufacturing and includes various products like OEM speakers, crossover inductors, home automation, audio electronics design and assembly, speaker driver supply, supply chain solutions, and more.

The company is the brainchild of Vanga Shravanth Reddy, a 26-year-old entrepreneur and sound engineer based in Hyderabad, Telangana, who established his company as early as 2012. His passion and love for music motivated him to work on his idea, and he later scaled it to a full-time company.

Vanga Shravanth Reddy completed his engineering degree in Electronics and Communications (ECE) from Brilliant College of Engineering, Hyderabad, and also holds a certification in sound engineering from Patsav Academy, Hyderabad. His career in this field began when he was 16 years old and was dissatisfied with the sound quality of the speakers and home-theatre systems available in market, so he began building his own speakers and amplifiers at home.

Dismantling and experimenting with speakers since such a young age finally gave birth to Eight Audio speakers and led to the creation of the finest high-end speakers available in India. The speakers are built and customised according to the clients’ requirements and choices and are available in a variety of colours, shapes, sound intensities, and sizes.

Shravanth’s expertise has made his company have a wide dealer network and a star-rated seller on eBay. His clientele comprises mostly DJs, music teachers, music bands, and music theatre owners who order customised speakers as per their needs. The company has been in the market for ten years and has built a reputable name by using high-quality components and parts manufactured in their own factory or sourced from a reputable supplier. In addition, Eight Audio also provides a five-year warranty on all its speakers and automation, which includes the quality of materials, functionality, and finish.

The brand covers all aspects such as R&D, manufacture, final inspection, large storage, and logistics under one roof and has a dedicated team to respond to any queries or complaints. It features state-of-the-art cinematic sound with its Pearl series loudspeakers, which strike the perfect balance between price and performance. The series is setup in a 5.1.2 Dolby Atmos configuration and promises exceptional output.

Apart from this, Eight Audio has also launched the all-new Agate F26 floor standing speakers and the Pearl series to provide the best home theatre and stereo speaker experience that one could ask for in an audio system. Its well-structured design provides explosive sound without the need for clunky, bulky big box speakers that were previously used.

Vanga Shravanth Reddy hopes to expand the horizons of his business and is continuously working with his team to provide customers with the best sound quality experience and stand out in aspects such as dynamics, musicality, bass response, and power handling capabilities.

For more information, please visit:

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